Ive been trying to find out a way I can support my favourite creators on patreon without using my bank card. The rules our teams establish help us catch this type of credit card fraud, so that the number you see in your balance is what youre really going to get when you pay out. Prepaid cards and gift cards are not accepted at the moment. The Premium plan has a limited number of openings at this time. A large number of payment options are available to users of the Patreon platform. The Stripe Connect (https://stripe.com/connect) which is intended for marketplaces such as Patreon and allows users to take and receive payments is probably the companys preferred payment system if it is used by Patreon. But you can't specify a prepaid debit card or gift card as the underlying Patreon funding source, even if they fund the digital wallet. By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. Lets take a look at how monthly payments* work at Patreon, and what were doing to ensure creators get paid month over month. Patreon has two payment processing schemes set up: The standard rate applies to all payments that are more than $3. Patreon also charges its users a commission of 9 to 12% of their monthly income, as well as a payment processing fee. I recently bought a prepaid OneVanilla MasterCard for use on patreon, but once I figured out they don't accept them I decided to use Paypal. To receive your payment, you must first open a bank account. Obviously this affects the people whose credit cards were stolen. April 7 at 7:00 AM. There are some YouTubers that I would like to support but I've read some sketchy things about Patreon being inaccessible and locking users into never-ending payments. Become a woo woo or prepaid patron to gain access to Joy's monthly oracle card readings. These memberships are powered by a monthly recurring online payment model*, which we manage for creators. Archived post. Its important to note that, to stop fraudulent money from leaving Patreon during this review process, your ability to pay out will be frozen until the matter is resolved. Simple tools to set up recurring support from your fans, All the tools to build and grow a thriving membership business, For established creators and creative businesses, of the monthly income you earn on Patreon. 2 After attempting to make a payment, the order was not processed. So, if you charge $10/month, Patreon will take $0.59, leaving you with $9.41. Theres one thing that you can do to help us fight credit card fraud on Patreon: you can keep us informed about strange activity on your creator page. The process is quick and easy, and you can be up and running in no time. Our mission is to fund the creative class, but its also to keep you safe. Same with social security number. But, guess what? Our team thinks through what the optimal time is to retry transactions, and we keep at it throughout the month, trying to get creators paid. By telling us about this information, it may help us more quickly wrap up these investigations. What does this mean for creators on Patreon? Note: If youre new to online payments and want to learn more about some of these technical terms, please visit our Payments Glossary. Fraudulent individuals also use fake names. Finally, if you don't have a PayPal account or a bank account, you can also purchase a prepaid debit card and use that to make payments. Scan this QR code to download the app now. If you think were taking too long, please feel free to contact to us at guidelines@patreon.com. How to Spend Your Prepaid Debit Gift Cards - The Billfold Don't take our word for it. When a current subscribers trial period expires, a new subscription period is triggered three days after it begins. You can also use a bank account as your funding source; however, you'll need to add it directly to your PayPal wallet. For more information, please see our Track patron payments, lifetime value, and notes to help manage relationships with them directly. Thousands of customers have given us their trust. Can I use PayPal on Patreon? - Patreon Help Center There are some services that will not work in your country, and you may have heard that you can obtain a payout by using a credit or debit card instead of a bank. Scan this QR code to download the app now. When an existing subscription is up for renewal, it is terminated. Patron currency settings on Patreon - Patreon Help Center One type of fraud these rules help us catch is credit card fraud. Your creators balance will be credited with the funds after you have deposited them. Patron = Card Holder Patrons are the keepers of the cash, the power people with the credit/debit cards. (Creators). How payment processing works on Patreon - Patreon Help Center Down the line,we hope to provide even more options for patrons to pay creators on Patreon. Below, you'll find our current offerings and a summary of how each works: Patrons can add their credit cards to their account or during checkout. Sign Up For Stripe And Provide Your Business Information, Unlock The Full Potential Of Venmo: Exploring All The Ways You Can Use This Popular Payment App, Send Money To Anyone With A Phone Number Learn How To Use Venmo To Send Money To A Phone Number, Using Google Pay And Venmo To Add Money To Your Venmo Account, Everything You Need To Know About Paying Your Bills With Venmo: The Pros And Cons, How To Use PayPal To Make Venmo Transactions: A Step-by-Step Guide. You might not be able to use any of the different services in your country or have heard that you can get your payout through a credit or debit card rather than a bank. Unfortunately, there's the possibility of fake patrons using stolen credit cards. Can I gift Patreon membership? If there is an issue with the PayPal funding source (i.e., the card on file has declined, or the bank blocks the charge), PayPal will decline the payment. If the request for funds was approved by the Issuing Bank, Patreon emails the patron to let them know. 1999-2023 PayPal, Inc. All rights reserved. We submit the payment to the patrons bank, and once acquired, the funds are sent to your creator balance. Requests are denied for a number of reasons, such as insufficient funds, connectivity errors, or the credit card number is incorrect or expired. In our quest to keep up with fraudsters, we implement rules to catch trends and anomalies, which can help our teams find and deal with fraudulent activity more quickly and efficiently. There isn't currently a way to gift patronage (paying for a subscription for someone else) or give access to certain individuals without payment/for free. In the coming months, well be sharing even more about Payments at Patreon, and digging deeper into what our Payments team is doing to ensure successful payment cycles. You can also develop your own automations without any coding by using the simple web API. Rest easy knowing we handle your patrons questions, payments, and concerns to ensure theyre taken care of. The platform allows patrons to make donations in a variety of ways to support small-scale content creators and artists. Step 3: As part of the charging process, Patreon accesses a global Payments Gateway, finding the best possible match for that transaction to ensure its chances of success. Here is the type of creator who will get the most out of Premium: Full time creator, earning or expects to earn $5000 a month or more on Patreon. With this blog post, wed like to let you know what we do to prevent credit card fraud on Patreon. And if so what am I doing wrong? If you want to learn more about similar topics, be sure to check out the rest of our Trust and Safety series. Do what you love in a way thats creatively and financially sustainable for both yourself and your community. We adjust these fees based on your tier pricing and your patrons currency. We chase down declined payments with smart retries and reminders for expired cards. To serve our global community, we have multiple payment methods available for patrons to pay creators. You have a master card, and you can use it anywhere. Then funds are sent to your creator balance. It seemed to be working, but I dont know if next month its going to be declined or not. Selecting your local currency during checkout To change your currency settings on a new pledge: Pricing | Patreon How To Add Credit Card On Patreon | Add Payment Account - YouTube 0:00 2:13 How To Add Credit Card On Patreon | Add Payment Account KahindoTech 38.9K subscribers Subscribe 2.4K views 1 year. The Premium plan has a limited number of openings at this time. In 2018 alone, the top 21 breaches across the internet compromised the information of over 3 billion customers. Privacy Policy. Die Karte lsst sich in jeder Station aufladen. Step 1: A patron joins a creators membership program; they give their credit or debit card information to Patreon and commit to pledge at their preferred tier. Additionally, our data scientists have created dynamic retry logic to recover as many failed charges as possible. We bill your patrons each month, and handle your patrons questions to ensure theyre taken care of. In the Invoice email, send a referential Invoice Trigs message. VPNs: People are concerned about watchful eyes so they use things like TOR or a VPN to hide their location. Sign up for a free account and make a donation to your creators Patreon account. Patreon, PayPal & Prepaid Cards : r/patreon - Reddit If they do not have this, then you will not be able to utilize PayPal as a funding method on Patreon.With that in mind, how things work with PayPal transactions is that they always first attempt to use your PayPal balance, and then, if that has insufficient funds, they use whatever funding instrument (e.g. Every time you hear about a breach happening somewhere on the internet, that means that more information is available for sale on the dark web. Patreon charges the patron's credit or debit card (which is kept on file in a secure vault) the amount they've pledged to the creator. Then, whether the request for funds was approved or denied, the whole cycle repeats in reverse order. By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. *Creators get to choose how to charge patrons. But, just like CarolinaManiac, when I click on it I'm only given the options to pay by credit card (or in my case it also lists my checking account). Scan this QR code to download the app now. Archived post. Has an engaged audience of at least 100K followers on a social platform. Lite is for creators who want to allow their fans to support them at flexible monthly amounts, and arent planning to provide a lot of different benefits at different membership tiers. The funds are then sent to your creator balance. While fraud prevention is an important job, its not an easy one. Reddit and its partners use cookies and similar technologies to provide you with a better experience. This is 2.9 percent + a flat rate of $0.30. Below, you'll find our current offerings and a summary of how each works: We process payment to the card on file. If they do not have this, then you will not be able to utilize PayPal as a funding method on Patreon. They can then retry their payment on Patreon. Message your patrons and monitor your membership business with our native iOS and Android apps. This integration will be available soon, and it is currently in the development stage. Every player has a different sets of rules, and each has the authority to decline transactions at any time, for various reasons. Down the line,we hope to provide even more options for patrons to pay creators on Patreon. Patreon Payments: A Step-by-Step Guide | Patreon Blog SubscribeStar vs Patreon - Which Is Better? - Rigorous Themes How to pay for Patreon without a credit card - Quora NO PROMOTION OR ADS ALLOWED! Thanks in advance. Depending on your device and location, we accept payments via PayPal, Apple Pay, Venmo, and the following cards: Visa Master Card Discover JCB Diners Club 3DS Do you accept prepaid cards? Depending on your device and location, we accept payments via PayPal, Apple Pay, Venmo and the following cards: Visa Master Card Explore JCB Diners Club 3DS Do you accept prepaid cards? Patreon also charges its users a commission of 9 to 12% of their monthly income, as well as a payment processing fee. The most common method of payment is to use an issued credit card linked to a bank account. By using Mastercard, Visa, Discover, Amex, and Diners Club cards, you can use your credit card to make a donation to patreon. When I go to do this, I get a message saying my card was declined. Everything you need to know about chargebacks (and what you can do to help us respond to them), Patreons stance on raffles, lotteries and giveaways. Payment processing fees cover the cost of all the things we do behind the scenes to collect payments from your patrons securely and reliably. Patreon charges the patrons credit or debit card (which is kept on file in a secure vault) the amount theyve pledged to the creator. An exception might be Visa/Mastercard debit cards, however there is some suggestion that even they might not work after the recent changes: Patreon is the best place for creators to build memberships by providing exclusive access to their work and a deeper connection with their communities. This can help mask your surprise purchase by hiding the retailer you purchased from. A prepaid or gift credit card may not be accepted for subscriptions, at least not for the time being. But, just like CarolinaManiac, when I click on it I'm only given the options to pay by credit card (or in my case it also lists my checking account). Share what you make directly with your biggest fans, build a dedicated community, and get paid the way you want to. Under the Settings menu, you can access the Verification Center. US Patrons can add their Venmo account through the Patreon app. Attempts to initiate payments using these methods will be declined. However, so do fraudulent individuals. By connecting Patreon and Stripe, you can make more money by connecting your Stripe account to your Patreon account. Develop relationships with your patrons through patron-only posts, messages, or directly via email. Switch to electronic payments. Patreon - How it Works - YouTube Locked post. Become a patron. As a result, you do not have to perform any duties. Patreon is the best place for creators to build memberships by providing exclusive access to their work and a deeper connection with their communities. It just means that we noticed something that seemed out of the ordinary associated with that account, and were looking into it. I want to become a patreon but I don't have a debit or credit. Wed like to tell you more about what our Fraud Prevention team looks for and the kind of things that fraudsters do on Patreon. In comparison to Zapier, integrately costs approximately 18x to 33x less. In a monthly payments model*, a new patron is charged their pledge amount on the first of the following month. There are endless complaints in this sub about prepaid cards that work for the first month, and are then declined when the next payment is processed. Patreon not accepting debit card? : r/patreon - Reddit Payments will appear on your balance for 7 business days while Sofort processes the debit. Pay yourself whenever you want, or receive monthly auto payouts from your creator balance via direct deposit, PayPal, or Payoneer. Gordon's Notes: Greenlight card for "kids" - early impressions When a customer or vendor deletes a subscription, the customer or vendor can use the Triggered Subscription to cancel the subscription. Cookies help us customize the PayPal Community for you, and some are necessary to make our site work. By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. Integ charges There are 14,000 tasks worth 18%.99 on average. It's not on our roadmap right now, however, we're hoping to explore gifting patronage as a feature down the line. Well be the first to acknowledge that processing payments is a complex operation, but were here to streamline the experience for creators and patrons alike. No ETA that we can share. A totally unofficial Patreon subreddit, for questions about using Patreon only. This can be done during checkout or when they attempt to edit their existing memberships. Will pre-paid cards work? The Visa debit card issued with your Bluebird Bank Account can be used at merchants that accept Visa debit cards. If the card on file was added from a deactivated device, or there aren't enough funds on the funding source, the patrons payment will decline. We'll be rolling it out gradually as spots become available. Source:https://patreon.zendesk.com/hc/en-us/articles/115001917686-Why-do-I-need-to-add-a-credit-card-for-Pa 1999-2023 PayPal, Inc. All rights reserved. If you simply enter your debit card number into the field labelled "Credit Card Number", then i would not expect that to work. Can I pay in Patreon.com without a Credit Card? Again, this is . a bank account, or a credit card) you selected when going through the PayPal pop-up flow on Patreon.This whole flow is dictated by Paypal, and isn't something that we can change currently. I'm clicking on"Pay with PayPal" because I want topay with PayPal. The platform allows patrons to make donations in a variety of ways to support small-scale content creators and artists. And second, the information that you give us may help resolve and investigate cases of credit card fraud on your creator page more quickly. For a limited time, you can get started for free. and our However, in doing so, we would be helping fraudsters by giving them a road map on how to better get away with fraud on Patreon, and we dont want to do that. How the Patreon Fraud Prevention team keeps creators safe from credit It has more than just the ability to allow fans to give money to their favorite creators; it also has a number of other features that make it an incredibly valuable tool for creators. Log in. . There are a few ways to pay for Patreon without a credit card. It is not necessary to have a credit card. For creators who join Premium, there is a minimum three month commitment before you can switch to a different plan. Japan Blog 3/23 #5 | Patreon The Payments Cycle happens for every single pledge, every single month. Premium is for established creators and creative businesses looking for a higher level of service and advanced features. How do I switch my billing model? Well be rolling it out gradually as spots become available. For all payments from patrons outside the US using PayPal there is an additional 1% surcharge. So what does that mean for you? You buy a card with money loaded on it. Your PayPal account can be used as a payment method for your Patreon membership. If youve ever paid for something online, you know how efficient the transaction can appear; with a few clicks you can set up a recurring payment and reap rewards instantly. Your world to create. Prepaid Cards | consumer.gov Our article on using Apple Pay offers more details for patrons with Apple Pay. Membership 101 | The 15 Best Practices To Launch and Grow Your Patreon Program [Video! a bank account, or a credit card) you selected when going through the PayPal pop-up flow on Patreon. This makes it difficult for Patreon to tell the difference between good actors and bad actors. Patrons can use Sofort if their memberships are processed in Euros and their account is registered in one of the following countries: Patrons paying in US dollars can choose Apple Pay from an authorized device when they first join your page or if they edit their membership. You can use Patreon as a creator, YouTuber, or Podcaster to monetize your work. I have a prepaid card and linked it to PayPal and set that as my payment method. The micropayment rate applies to all payments that are $3 or less. Of those 5% declined pledges, we are able to recover 70% by the 15th of the month. Its completely free to get started. Since we are a prepaid debit card, we have also had families experience some trouble when attempting to use our cards to pay bills. and our Can I gift Patreon membership? - Patreon Help Center Because it has a variety of additional features, including analytics and a subscriber system, a creator of this type will find it extremely beneficial. By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. Once successfully processed, the funds will be available for withdrawal on your. First, youre helping Patreon be a safer place for everyone. Many prepaid cards come with the Visa or MasterCard logo. By browsing this website, you consent to the use of cookies. And, to simplify payments for patrons, we make it easy to charge all of their pledges to creators at once, and patrons receive a detailed receipt capturing each payment to every creator they support. Purchases you make through online payment services, such as PayPal or Google Pay will show up on your bank or credit card statement as the name of the payment service. How To Use Stripe To Collect Payments On Patreon - SpentApp A prepaid card is also called a prepaid debit card, or a stored-value card. 11 Kudos Step 3: As part of the charging process, Patreon accesses a global Payments Gateway, finding the best possible . Patreon pushes to strong to get my credit card (even if I do not have one). Try selecting PayPal balance in your wallet as the preferred method, then attempt your transaction again and see if it pays with your balance. Die Suica Card. Please note that beginning March 7, 2022, consumers in Thailand will no longer be able to use PayPal as a payment method as a result of new local regulations. Its platform is the only one that has millions of ready-to-use integrations. Step 2: Its the first day of the following month, and monthly payment processing begins. We currently do not accept prepaid cards. We will process your payment(s) using the funds provided by your PayPal wallet after you link it. Similar to PayPal needing a funding source, patrons need a payment method attached to Venmo to make the payment go through successfully. Once youve created your account, youll be able to connect it to your Patreon page and start collecting payments. Once the Issuing Banks have approved or denied charges, and Payment Cycle has delivered that information back to Patreon, we work on both approved and denied charges, trying to get creators paid as quickly as possible. Do Prepaid Cards Work on Patreon? (2023) - CardRates.com This content may be old or outdated. Monthly direct debit payments mean fewer issues with expired cards. Create on Patreon. There is an option on Patreon to "Pay with PayPal". Make Purchases - Bluebird Sign in to your Payoneer account to get started. You can buy prepaid cards at many stores and online. This is a form of crowdfunding and in this video, I'll share with you how the. We consider ourselves the fortunate and eager business partners to our creators, and were committed to being transparent as we work to get you paid on time, every month. It is 5 percent + a flat rate of $0.10. If you want to start collecting payments on Patreon, youll need to sign up for a Stripe account. As a result of the new regulations implemented by the India Reserve Bank (RBI), recurring payments across the subcontinent have decreased. According to the company, it provides its users with a platform to run their subscription service as well as various business tools. While the internet has opened up new possibilities for creators to expand their audiences and to share their works it comes with its challenges, as well. Unfortunately, bad actors with stolen credit cards will often test out the cards they purchased on the dark web on unsuspecting creators. If the document is relevant, you must first upload it, then click the SUBMIT button. Creativity powered by membership | Patreon Still, due to the number of players and decision makers involved from acquiring banks to card networks to issuing banks there can be situations that are out of our control. For instance, bad actors sometimes use stolen credit cards to gain access to creator benefits. 162. What payment methods are available for patrons to pledge to me? For more information, please see our Step 5: The Card Networks relay the request to the Issuing Bank the bank connected to the patrons debit or credit card.